Office Hours
After Hours by Appointment
Contact me to schedule a virtual meeting
Insurance Products Offered
Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet
Other Products
Banking, Investment Services, Annuities
Would you like to create a personalized quote?
Justin Bush
Office Hours
After Hours by Appointment
Address
Bayonne, NJ 07002-3818
Between 27th and 28th St.
Office Hours
After Hours by Appointment
Contact me to schedule a virtual meeting
Insurance Products Offered
Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet
Other Products
Banking, Investment Services, Annuities
Would you like to create a personalized quote?
Office Info
Office Info
Office Hours
After Hours by Appointment
Contact me to schedule a virtual meeting
Location Details
- Floor #1
- No steps/stairs
-
Phone
(201) 339-8100
Languages
Insurance Products Offered
Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet
Other Products
Banking, Investment Services, Annuities
Office Info
Office Info
Office Hours
After Hours by Appointment
Contact me to schedule a virtual meeting
Location Details
- Floor #1
- No steps/stairs
-
Phone
(201) 339-8100
Languages
Simple Insights®
What determines the cost of life insurance?
What determines the cost of life insurance?
How do life insurance companies determine rates? And who pays more for life insurance? We break it down.
Car maintenance tasks you can do yourself
Car maintenance tasks you can do yourself
To combat auto repair costs that keep climbing, some auto maintenance can be done at home. Here are ones that are usually do-it-yourself.
What does pet insurance cover?
What does pet insurance cover?
Seeing that your dog or cat gets the veterinary care they need is important. But what is covered by pet insurance? Learn about conditions & treatments that may be covered.
Social Media
Viewing team member 1 of 10
Michael Dalhausser
Financial Services Representative
License #3002689310
With 30 years of experience in the financial industry, I am a dedicated Financial Services Representative who is passionate about helping customers achieve their financial goals and confidently navigate the complexities of personal finance. My expertise encompasses a wide range of financial products, allowing me to offer well-rounded guidance tailored to each individual’s unique situation.
I take great pride in building strong, lasting relationships by delivering personalized service that truly reflects my customers’ needs and aspirations. Through careful assessment of their financial circumstances, I strive to educate customers on their options and develop comprehensive, strategic plans that support their long-term objectives.
Committed to staying up-to-date with the latest industry trends and regulations, I ensure my customers receive informed, relevant advice that empowers them to make sound financial decisions. Whether you’re preparing funding for your child’s education, preparing for retirement, or seeking a clearer understanding of your financial possibilities, I’m here to support and guide you every step of the way.
Together, we can build a brighter and more secure financial future.
Viewing team member 2 of 10
Ivana Szymczak
Account Manager
License #9476209
Ivana brings an impressive depth of experience and expertise to our agency, dedicating over 30 years to serving our customers with care and professionalism. Her long-standing relationships with generations of customers speak to her consistency, trustworthiness, and genuine commitment to being a Good Neighbor every single day. Loyal customers have come to rely on her for trusted advice and personalized support—confident in her ability to guide them through their coverage needs with clarity, compassion, and a thoughtful understanding of what matters most to them.
Beyond her exceptional service, Ivana is an invaluable teammate who generously shares her knowledge and mentors newer team members. She helps foster a collaborative, supportive work environment and contributes to the strong culture of our agency. Quite simply, we wouldn’t be the same without her.
When Ivana does take a moment to step away from her desk, you might find her relaxing on the beach or enjoying the thrill of skiing in the majestic European Alps—bringing that same energy and balance to both her work and her life.
Viewing team member 3 of 10
Phil Beni
Account Manager
License #3002314438
Hello! I’m Phil, and my professional journey has been both diverse and rewarding. For 14 years, I honed my skills at a contracting firm, where I developed a strong foundation in business management, customer service, and the day-to-day realities of the construction industry. That experience helped me build a genuine understanding of how to manage projects effectively and create lasting, trusted relationships—skills that carry over seamlessly into my work in insurance.
In 2022, I made an exciting transition into the insurance industry, and I’ve been growing ever since. Today, I help my neighbors navigate insurance with a focus on risk analysis, risk mitigation, and long-term protection. I’m especially passionate about matching people and businesses with the right coverage for their needs—whether that’s auto insurance, homeowners insurance, renters insurance, condo insurance, landlord insurance, or personal umbrella insurance for extra liability protection. I also work with my neighbors on life insurance, helping them plan for the future with confidence and clarity.
For business owners, I provide guidance on business insurance options such as general liability insurance, commercial property insurance, workers’ compensation, commercial auto insurance, and professional liability insurance. I also support modern risk needs like cyber insurance and commercial umbrella insurance, along with coverage considerations like flood insurance and specialty protection based on location and exposure. My goal is always the make the customer be and feel supported.
Outside of work, I’m passionate about food, art, and photography—interests that keep my creativity and curiosity thriving. When I’m not exploring new ideas, you’ll likely find me enjoying peaceful sunset walks through the park with my beloved dog, Dexter. It’s the perfect balance: time to recharge, reflect, and enjoy life beyond the busy pace of everyday work.
Viewing team member 4 of 10
Bart Bielawiec
Hello, my name is Bart. Over the past 6 years, I’ve had the privilege of working with State Farm, where I’ve gained valuable experience and a strong understanding of the insurance industry. What I enjoy most, though, is connecting with people and supporting them in a way that feels personal and straightforward.
I genuinely love talking with customers—listening to what matters to you, answering questions clearly, and helping you feel confident choosing our agency. I’m committed to building lasting relationships, not just completing a transaction. Whether you need guidance, reassurance, or reliable support along the way, I’m here to make the process easier and more personal.
Outside of work, soccer is my greatest passion. I love the energy, teamwork, and community the sport brings, and I’m always happy to chat with fellow fans. If you share that enthusiasm, I’d be glad to connect—and I look forward to the opportunity to help you.
Viewing team member 5 of 10
Doris Turcios
License #1534215
Hello, I’m Dora. With over 10 years of experience as a customer service specialist, I am committed to treating every customer with respect, honesty, and care—always aiming to assist in a timely and efficient way. I’m truly honored to be part of our dedicated agency team, where we work together to provide exceptional service.
My daughter is my greatest source of pride, motivation, and strength, inspiring me to lead by example and live with compassion. In my free time, I enjoy attending church, traveling, and creating lasting memories with my wonderful daughter.
I firmly believe in the words of Harvey S. Firestone: “I believe fundamental honesty is the keystone of business,” and I strive to embody that principle in all that I do.
Viewing team member 6 of 10
Emma Medrano
License #3002403882
Hello, I’m Emma. As a dedicated customer service representative, my goal is to provide you with friendly, knowledgeable support and clear answers to all your questions. Using my years of experience, I approach each interaction with professionalism and a commitment to excellence, ensuring you get the highest level of service. I’m truly passionate about helping customers and their families safeguard what matters most, especially against unexpected challenges life may bring. Family is at the heart of everything I do—it’s my greatest source of pride and my biggest motivation. Outside of work, I cherish spending quality time with my loved ones, which inspires me to bring care and dedication to every neighbor I serve.
Viewing team member 7 of 10
Katia De Pena
License #1623549
Hello, my name is Katia. Originally from the Dominican Republic, I have proudly called this area home since 2014. Being bilingual in English and Spanish allows me to connect with a diverse range of customers and provide clear, personalized assistance. I’ve been working in the insurance industry since 2016 and hold licenses in New Jersey, Pennsylvania, and Florida. I truly enjoy guiding our customers remotely through their insurance needs—whether it’s Auto, Homeowners coverage, or addressing billing questions—ensuring they feel confident and supported every step of the way. Outside of work, I cherish spending quality time with my family and friends, creating wonderful memories together. Building strong relationships both personally and professionally is something I value deeply, and I look forward to helping you with your insurance needs.
Viewing team member 8 of 10
Asa Murphy
License #3003838490
Viewing team member 9 of 10
Lizvet Turcios
License #1307233
Lizvet Turcios is a seasoned insurance professional with more than 17 years of experience guiding customers toward the right coverage to safeguard their assets and protect their families. She is passionate about delivering exceptional, personalized service that addresses each customer’s unique situation and goals. Leveraging her extensive market knowledge and expertise, Lizvet provides clear, thoughtful advice to help customers feel confident and well-informed throughout their insurance journey. Beyond her commitment to her customers, Lizvet values quality time with her family, actively participates in her faith community, and enjoys exploring the outdoors. Her dedication to both her professional and personal life reflects her genuine care for the people she serves and the community she calls home.
Viewing team member 10 of 10
Miriam Mora
License #3001274475
Hello, I’m Miriam. Since joining the insurance industry in 2021, I’ve specialized in Auto, Fire/Property, Business, and Life Insurance. I’m proud to be part of this State Farm Agency, working alongside a dedicated team focused on delivering reliable guidance and responsive service.
I enjoy getting to know each individual’s or business’s unique situation and helping you understand coverage options such as liability coverage, collision and comprehensive, deductibles, and coverage limits—so you can choose the protection that fits your needs. Whether you’re reviewing an auto policy, considering homeowners insurance, landlord/rental property coverage, dwelling and structure protection, or updating fire and property endorsements, I’m committed to clear communication, thorough policy reviews, and support when it matters most.
For businesses, I help with practical commercial insurance options, including Business Owners Policy (BOP) options, general liability, commercial property coverage, and commercial auto considerations. I also guide customers through policy decisions like risk assessment, underwriting questions, and adjusting policy terms, exclusions, and additional insured details when appropriate.
As for Life Insurance, I’m passionate about helping families plan with options designed to support long-term goals and protect your family if the worst was to occur.
Outside of work, I cherish quality time with family and friends, and I stay active through regular workouts and running.